22k jewelers

In modern life, the habit of spending lavishly and watching others on social media is increasing. Economic tips Five Useless Expenses That Waste Your Money Apart from lifestyle expenses, social spending has also increased. If such expenses are not controlled, savings and investments can be affected and you can get stuck in a debt trap. Therefore, it is necessary to control wasteful expenses.Warren Pappett, who is considered an investment guide, gives excellent guidance on this. In his view, it is better to avoid five types of useless expenses that can waste money: New car: Who does not want to buy a shiny new car. However, you should avoid buying a new car that is too expensive. Why buy a depreciating item that will lose value after you buy it at a high price? An old car is enough Credit card: Although there are many benefits to a credit card, Warren Pappett calls it a debt trap. The interest rate on credit card loans is very high. Paying only the minimum amount can be de...

The bank locker facility helps in keeping gold jewelry, money, important documents, etc. safe. Those who use the locker service must sign a renewed agreement.    Bank locker How to avoid the risk of bank locker service being suspended? Those who have not yet signed the renewed agreement should do so immediately, banks are reminding them. If the renewed agreement is not signed, there is a risk of the locker service being suspended. Let's see the important aspects related to locker agreement renewal.   Locker Agreement: The Reserve Bank of India ordered in 2021 that a new rental agreement should be obtained from the beneficiaries using locker services. The Reserve Bank took this step considering customer complaints, technical aspects, and Supreme Court guidelines. Extension of deadline: The objective of the locker renewal agreement is to improve transparency and security regarding the operation of the locker service. The deadline for this was extended twic...

A majority of the Indian youth want to retire early and are expecting a large pension, a study has revealed.    Retirement plan Retirement preferences of Indian youth In a survey conducted by Grant Thornton Bharat among various stakeholders across India to find out about retirement planning, more than 55 percent of the participants said that they expect a pension of more than Rs 1 lakh per month during retirement. However, it has also been revealed that the savings they have made are not enough to compensate for this. This study reveals that there is a huge gap between pension preferences and retirement planning.  Most of the participants in the study said that they want to retire before the age of 45 to 55. However, they rely on traditional means such as provident fund, national pension scheme, and gratuity for retirement planning. More than 76 percent of the participants in the study said that they have not invested in annuity plans. The study emphasizes ...

ரிசர்வ் வங்கியின் தங்க நகைக் கடன்கள் தொடர்பான புதிய விதிகள் நுகர்வோருக்கு நன்மை பயக்கும் என்று நிபுணர்கள் கூறுகின்றனர். Gold loan 2025 ஆம் ஆண்டு தங்கக் கடன் புதுப்பிப்புக்கான ரிசர்வ் வங்கியின் வழிகாட்டுதல்கள் என்ன? ரிசர்வ் வங்கியின் தங்க நகைகளை அடகு வைப்பதற்கான விதிகளால் மக்கள் பாதிக்கப்படுவார்கள் என்ற கருத்துக்கள் உள்ளன. இருப்பினும், புதிய விதிகள் தங்கத் தொழிலில் மோசடியைத் தடுக்க உதவும் என்று நிபுணர்கள் கூறுகின்றனர். எம்.எம்.டி.சி., பி.ஏ.எம்.பி., அங்கீகரிக்கப்பட்ட டீலர் கைலாய் ராஜன் கூறியதாவது: புதிய அறிவிப்பின் மூலம், தங்க நகைக் கடன் துறையில் மோசடியைத் தடுக்க அரசாங்கம் முயன்றுள்ளது. புதிய விதிகளால் நுகர்வோருக்குக் கிடைக்கும் பல நன்மைகள் மறைக்கப்பட்டுள்ளன. ஒன்பது விதிகளில், நிர்வாகம் தொடர்பான ஐந்து விதிகள், ஏற்கனவே நடைமுறையில் உள்ளன, தற்போது முறைப்படுத்தப்படுகின்றன. பில் பாண்ட் வீடு, நிலம், கார் அல்லது பை வாங்கும்போது, ​​நாம் ஒரு உரிமைப் பத்திரத்தை வாங்குகிறோம். அதேபோல், தங்க நகைகளுக்கான ஒரே சான்றான பில்லைப் பாதுகாப்பது அவசியம். நீங்கள் ஒரு பில்லை வாங்கினால், உங்களுக்கு ஆதாரம் கிடைக்...

New Delhi, May 5-Amidst the rising price of gold, interest in buying digital gold is increasing and 15 million Indians have joined digital gold investment in the last six months.   Digital gold investment People are interested in buying digital gold Investing in gold in the form of gold funds or digital gold is considered a good way. There are many types of gold funds in mutual funds. Meanwhile, digital gold investment is also becoming popular. Various apps offer this opportunity. In digital gold, gold equivalent to the amount purchased is safely stored. It can be purchased at a very low price and can be increased over time. It can also be easily transacted. With the price of gold on the rise, Indians are showing interest in digital gold investment, according to Safe gold, a company that provides infrastructure for digital gold apps. It has been revealed that most investors invest in small amounts continuously for three or four years and then convert it into jewelry....