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It is said that proper research and analysis are necessary for direct investment in stocks. However, many investors seek tips that point to stocks that can be profitable.    Stock market why stock market investment tips don't work properly Although they attract recommendations to buy or sell specific stocks, they can cause problems in practice. Especially now, with the influence of social media, stock recommendations are followed by many people. Let's look at the problems in investing in stocks based on tips. Stock Guidance: It is natural to be interested in knowing stocks that can win among thousands of stocks. But finding them is difficult. That is why many people believe that investment tips will answer this. These tips do not contain investment-related guidance. New Trends: Not only stocks, but also mutual fund schemes are given tips. These are like the technology sector is the future or the pharmaceutical sector is now safe. The basics of this strategy and th...

In modern life, the habit of spending lavishly and watching others on social media is increasing. Economic tips Five Useless Expenses That Waste Your Money Apart from lifestyle expenses, social spending has also increased. If such expenses are not controlled, savings and investments can be affected and you can get stuck in a debt trap. Therefore, it is necessary to control wasteful expenses.Warren Pappett, who is considered an investment guide, gives excellent guidance on this. In his view, it is better to avoid five types of useless expenses that can waste money: New car: Who does not want to buy a shiny new car. However, you should avoid buying a new car that is too expensive. Why buy a depreciating item that will lose value after you buy it at a high price? An old car is enough Credit card: Although there are many benefits to a credit card, Warren Pappett calls it a debt trap. The interest rate on credit card loans is very high. Paying only the minimum amount can be de...

A majority of the Indian youth want to retire early and are expecting a large pension, a study has revealed.    Retirement plan Retirement preferences of Indian youth In a survey conducted by Grant Thornton Bharat among various stakeholders across India to find out about retirement planning, more than 55 percent of the participants said that they expect a pension of more than Rs 1 lakh per month during retirement. However, it has also been revealed that the savings they have made are not enough to compensate for this. This study reveals that there is a huge gap between pension preferences and retirement planning.  Most of the participants in the study said that they want to retire before the age of 45 to 55. However, they rely on traditional means such as provident fund, national pension scheme, and gratuity for retirement planning. More than 76 percent of the participants in the study said that they have not invested in annuity plans. The study emphasizes ...

Is it advisable to use a credit card to buy gold jewelry, For Indian families, buying gold jewelry is both an emotional and economic affair. The price of gold. In the meantime, buying jewelry for investment purposes is gaining importance. Credit card use jewellery purchase Many people buy gold jewelry through credit cards. Using a credit card to buy jewelry is easy and is considered to have various advantages. However, it is important to know the advantages and disadvantages of using a card to buy gold jewelry. Simple convenience: Buying jewelry through a credit card is convenient. Moreover, you can get additional benefits like cashback and reward points in this regard. Some banks also offer special offers in collaboration with jewelry companies. These features can be advantageous. Caution required: However, before buying jewelry through a card A caution is required. The appropriate amount must be paid within the interest-free period. Otherwise, the interest rate on the card usage ...

Lessons learned from the trend of retail investors exiting SIP and investment accounts due to market downturns.   SIP learn What do you SIP learn more about mutual funds? SIP Lessons learned from the trend of retail investors exiting SIP investment accounts due to the market downturn.   Amidst the various impacts caused by the volatile trend in the stock market, the increase in the closure of SIP accounts has caused concern among experts.   A regular investment plan, also known as SIP, is suitable for investing in mutual fund schemes. Investors can choose a suitable fund and invest a certain amount continuously at a specified interval. This method is believed to help in getting benefits especially by investing in equity funds.  SIP New Accounts As awareness regarding mutual fund investment is increasing, the trend of investing through SIP has been increasing in recent years. Many retail investors are seeking SIP investment. The upward trend of the stock market h...

Savings and investments play an important part in financial planning. This makes it possible to achieve future goals and build wealth. While choosing investment opportunities, they should consider the potential return, investment period and risk factor.    inflation affect However, there is another important aspect of investing that should be taken into account. That is inflation.  Let's look at the ways inflation affects investing. Purchasing Power: Inflation is the increase of goods over time Indicates an increase in price. This affects purchasing power. For example, if inflation is 5 percent, an item bought for Rs 100 now will cost Rs 105. Therefore, the return on investment should also be commensurate with this. Investment Impact: As inflation affects purchasing power, The return on investment is supposed to be higher than inflation. Because if inflation is 5 percent and the return on investment is less than that, the return on investment will be n...

How to decide the right time to get a home loan, Deciding to buy a home is a major milestone and can be both exciting and challenging. Because while applying for home loan facility, interest rate trends and loan prices can be confusing. Borrow at the current interest rate or wait until the interest rate drops and reap the benefits?  Home loan management. Many people may be confused. However, apart from the interest rate, other relevant aspects should also be taken into consideration while availing a home loan. Preparedness: Financial preparedness is important when trying to get a home loan. Banks force borrowers to pay 20 percent of the home's value. This will also help in reducing debt burden. So, first you need to prepare the amount to be paid. Debt Liabilities: A home loan is a long-term liability. Pay monthly installments for several years. If there are already installments for other loans, the installment burden may increase. Hence, it is advisable to reduce...

பண்டைய காலங்களிலிருந்து, இந்தியாவில் பெண்கள் பல மறைமுக வழிகளில் தங்கத்தில் முதலீடு செய்து வருகின்றனர், திருமணத்திற்காக அல்லது எந்த ஒரு சுபநிகழ்ச்சிக்காக வாங்கினாலும்.  குடும்பத்தில் ஏற்படும் நிதி நெருக்கடிகளுக்கு எதிராக தங்கம் அவர்களுக்கு பாதுகாப்பை வழங்கியுள்ளது. ஆனால் உலகம் வேகமாக மாறிவருகிறது மற்றும் தங்க முதலீடுகளின் பல புதிய வழிகள் இப்போது கிடைக்கின்றன. What are the best schemes to invest in gold in India தங்கத்தை முதலீடு செய்ய  ஐந்து திட்டங்கள் கீழே பல்வேறு வகையான தங்க முதலீடுகள் திட்டங்கள் உள்ளன. நேரடி கொள்முதல் தங்கம், டிஜிட்டல் தங்கம், தங்கம் ETF, தங்கம் பரஸ்பர நிதிகள், Sovereign தங்கப் பத்திரங்கள், மேலே உள்ள ஒவ்வொன்றையும் விரிவாக பார்ப்போம். நேரடி கொள்முதல் தங்கம்,   நகைகள், பார்கள் மற்றும் பிஸ்கட் வடிவில் உள்ள தங்கம் நேரடி கொள்முதல் தங்கமாக கருதப்படுகிறது. முதலில் வெளியிடப்பட்டது: 550 கி.மு கண்காணிக்கப்படுபவர்: இந்திய புல்லியன் ஜூவல்லர்ஸ் அசோசியேஷன் குறைந்தபட்ச முதலீடு: 0.5-1 கிராம்.   இன்றைய தினந்தோறும் அறிய இங்கே பார்க்கலாம், வருமா...

இந்தியாவில் பல நல்ல பரஸ்பர நிதிகள் உள்ளன, அவை நீண்ட காலத்திற்கு நல்ல வருமானத்தை அளிக்கின்றன. இருப்பினும், உங்களுக்கான சிறந்த நிதியானது உங்கள் தனிப்பட்ட சூழ்நிலைகள் மற்றும் முதலீட்டு இலக்குகளைப் பொறுத்தது.    Top five stock market investment சிறந்த 5 செயல்திறன் கொண்ட பரஸ்பர நிதிகள் எவை நீண்ட காலத்திற்கு இந்தியாவில் சிறப்பாகச் செயல்படும் சில பரஸ்பர நிதிகள் இங்கே காணலாம், எஸ்பிஐ மேக்னம் மிட் கேப் ஃபண்ட்  மிட் கேப் ஃபண்ட் ஆகும், இது அதிக வளர்ச்சிக்கு சாத்தியமுள்ள நடுத்தர நிறுவனங்களில் முதலீடு செய்கிறது. இது ஒரு பெரிய  நிதியை விட அதிக அபாயகரமான முதலீடாகும், ஆனால் இது அதிக வருமானத்திற்கான சாத்தியத்தையும் கொண்டுள்ளது. குவாண்ட் ஸ்மால் கேப் ஃபண்ட்  ஸ்மால் கேப் ஃபண்ட் ஆகும், இது அதிக வளர்ச்சிக்கு வாய்ப்புள்ள சிறிய அளவிலான நிறுவனங்களில் முதலீடு செய்கிறது. இது மிகவும் ஆபத்தான முதலீடு, ஆனால் இது மிக அதிக வருமானம் ஈட்டும் சாத்தியம் உள்ளது. ஐசிஐசிஐ புருடென்ஷியல் டெக்னாலஜி ஃபண்ட்  தொழில்நுட்ப நிறுவனங்களில் முதலீடு செய்யும் ஒரு துறை சார்ந்த நிதியாகும். இது வ...

Kakeibo is a Japanese budgeting method that was first developed in 1904 by Hani Motoko,  a Japanese journalist. The word "kakeibo" means "household financial ledger" in Japanese. Save money tips What is the kakeibo method in Japanese The  Kakeibo method is a simple, yet effective way to track your spending and save money. It involves tracking your income and expenses in a journal, and then reflecting on your spending habits at the end of each month.  The goal of Kakeibo is to help you become more mindful of your spending and make conscious decisions about where your money is going. Here are the basic steps of the Kakeibo method 1. Set financial goals. What do you want to save for? A down payment on a house? A new car? A vacation? Once you know what you're saving for, you can start to track your spending and make adjustments as needed. 2. Track your income and expenses.** This is the most important part of the Kakeibo method. You need to track every p...