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Which way is best to invest in gold

 As the value of gold reaches its peak, here's a look at the strategies investors should follow Invest in gold   Is it the right time to buy gold in India Last year, the price of gold was on the rise due to factors including the international environment. In the meantime, the rise in gold continues this year. Last year, gold is considered to have yielded 27 percent. Continuing this trend, it rose by 7 percent on a monthly basis in January. Although the rise in the price of gold jewelry worries people, gold is attractive for investment purposes. In this context, the approach that investors should follow regarding gold becomes important. Is it a good idea to invest in gold right now Gold is generally considered a hedge against risks including inflation and international crises. In the current environment, the uncertainty of economic and international geopolitics is considered to be the reason for the rise in the price of gold. The aggressive policies being pursued by US Presid...

Interest rates on small savings schemes likely to be reduced from April

 New Delhi: Interest rates on small savings schemes are likely to be reduced for the upcoming April-June quarter, according to central government sources. If that happens, it will be the first time in five years that interest rates have been cut.   Interest rate Will interest rates go down in 2025 in India? After the Reserve Bank of India (RBI) reduced the repo rate for short-term loans to banks from 6.50 percent to 6.25 percent, banks are likely to reduce interest rates on deposits. In this context, it is said that the interest rate on small savings schemes is also likely to be reduced.   The interest rates for these are fixed in line with the interest rates on central government bonds with similar maturities as small savings schemes. This is fixed by the Union Finance Ministry once a quarter.   The interest rates for the upcoming April-June quarter will be announced by the end of March. The interest rates for the current January-March quarter were ann...

What are the problems with investing solely for tax savings?

 Income tax planning is important. Tax-saving investments play a key role in this planning. However, when it comes to investing for tax savings, it can be a mistake to act only with tax savings in mind.   Is it right or wrong to invest only for tax purposes? How does taxation affect savings and investment Many people take out insurance policies or other tax-saving investments for tax savings without considering whether they are suitable for their financial needs. Let's see the problems that arise from acting solely with the aim of tax savings.   Misalignment investing; Investments should be aligned with our financial goals. When we only work with tax savings in mind, investments may not align with our financial goals. This is not ideal. For example, if you are a young investor, your investment portfolio should include growth-oriented investments.    Investment Opportunities ; When tax savings are a primary consideration, the opportunities to choose ...

Net FDI falls to Rs 4,300 crore

New Delhi, Jan. 19 Last year, between April and November, net FDI inflows in our country were just Rs 4,300 crore. The Reserve Bank has released data for this. This was Rs 73,000 crore in the same period of 2023.   FDI What is the net FDI of India While the total FDI inflows during the assessment period were Rs 4.78 lakh crore, taking into account the withdrawn investment and foreign investment by Indian companies, the net investment is Rs 4,300 crore. Foreign direct investment Gross Investment-  2023-[April-November] 4.06.  2024-[April-November] 4.78.  Withdrawn-  2023-[April-November] 2.56.  2024-[April-November] 3.41.  Foreign Investment in Indian Companies-  2023- [April-November] 0.77.  2024- [April-November] 1.33.  Net Investment -  2023- [April-November] 0.73.  2024-[April-November] 0.04.  (Rs. in lakh crores)  Most Investment Attractors Manufacturing Financial Services Retail Communications Electricity Ener...

When is it appropriate to invest in liquid funds?

Liquid funds, a type of mutual fund, are considered one of the safest options for short-term investment.  Liquid funds Liquid funds have been providing good returns in recent times.   Last year, this investment yielded an average return of 7.28 percent. Moreover, net investment in liquid funds increased in September. As liquid fund investment is gaining attention, it is important to know the basic features related to this type of investment. Short-term: Liquid funds come under the debt mutual fund category. This type of funds invest in debt securities with short-term maturity. The maturity period is less than 91 days. This includes government bonds, certificates of deposit, and commercial papers. Safety: Liquid funds are generally considered suitable for short-term investment. Since they invest in short-term investments that provide high returns, they are safe. Moreover, their liquidity feature is also improved. You can withdraw your investment immediately whe...

Foreign Direct Investment (FDI) in India increased by 45%

New Delhi, Dec. 2 -Foreign Direct Investment (FDI) in India increased by 45% in the first half of the current fiscal, Foreign direct investment (FDI) in India increased by 45% to Rs 2.50 lakh crore in the April-September period of the current fiscal, according to government data. FDI During the April-September period of the current fiscal 2024-25, foreign direct investment (FDI) in the services, computer, telecommunications and healthcare sectors increased by 45% to Rs 2.50 lakh crore. This was Rs 1.72 lakh crore in the same period last year, according to government data. During the assessment period of the current fiscal, FDI inflows from major countries including Mauritius, Singapore, the US, the UAE and the Netherlands increased.  Foreign investors sold shares worth Rs 26,000 crore Foreign equity investors sold valuable shares in November, data shows. Foreign equity investors continued their share sales in November as well. Accordingly, they sold shares worth Rs 26,...

PF money comes with new benefits PF 3.0

New Delhi, Nov. 30- EPFO ​​plans to provide the facility of withdrawing money from the Provident Fund (PF) account through ATM. PF, Money Just as the Income Tax Department is planning to increase The electronic facilities for Permanent Account Number under the name 'PAN 2.0', it is planned to provide additional facilities to the Provident Fund account of the workers under the name 'PF 3.0'. While the workers and the management are currently contributing 12 percent of the monthly salary equally to the PF account, it is planned to remove only the upper limit on the amount to be contributed by the workers. That is, this will allow the workers to save more if they want, while the PF amount, which is safe and earns reasonable interest in the financial market. Deadline ends today Today is the last day to link PF, UAN and Aadhaar to avail the benefits of ELI, a job-linked incentive. Therefore, those who have not linked Aadhaar with their PF account must do so today...

Silver also shines in mutual fund investment

New Delhi, Not only gold; silver also shines in investment.  Silver Bars This is shown by the fact that the total value of mutual fund schemes investing in silver has increased fourfold. In October last year, the value of assets managed by mutual fund companies in silver ETF schemes was Rs. 12,331 crore. This has increased to Rs. 12,331 crore in October this year. This shows that investors have turned their attention not only to gold; but also to silver, according to research firm 'ICRA'. Many people invest in silver ETFs, considering it a safe investment rather than a metal, hoping for higher returns. Since silver ETF schemes were launched in 2022, the number of mutual fund accounts invested in them has increased by 215 percent in a year to 4.47 lakh. This was 1.42 lakh in October last year. As investor interest in silver ETFs has increased, the number of schemes has now increased to 12, up from eight last year. Market experts say that those who are unable to in...

How does inflation affect the return on investment?

Savings and investments play an important part in financial planning. This makes it possible to achieve future goals and build wealth. While choosing investment opportunities, they should consider the potential return, investment period and risk factor.    inflation affect However, there is another important aspect of investing that should be taken into account. That is inflation.  Let's look at the ways inflation affects investing. Purchasing Power: Inflation is the increase of goods over time Indicates an increase in price. This affects purchasing power. For example, if inflation is 5 percent, an item bought for Rs 100 now will cost Rs 105. Therefore, the return on investment should also be commensurate with this. Investment Impact: As inflation affects purchasing power, The return on investment is supposed to be higher than inflation. Because if inflation is 5 percent and the return on investment is less than that, the return on investment will be n...

126% return, gold savings bond.

In 2016, the price of gold per unit was fixed at Rs 2,916, but now it has crossed Rs 6,000. Gold bond What is the return in gold bonds NEW DELHI: With the second tranche of gold bonds issued in 2016 maturing today, investors who held their investments till the end stand to reap 126 per cent profit. The central government announced the gold savings bond scheme in November 2015 as part of a move to reduce gold imports. In this, gold can be stored in document form.  1 gram of gold is given as 1 unit. In this case, the second phase of gold bonds was released in March 2016. At that time, the price of 1 gram of gold was fixed at Rs 2,916. Over the past eight years, the price of gold has risen manifold and is now trading above Rs 6,000. In this case, the RBI has informed that the money will be paid to the gold bond investors based on the average price of 1 gram of gold of Rs 6,601. This is 126 percent higher than the price at the time of investment. For those who inve...

Features that retail investors should look out for

Features that retail investors should look out for It is widely known that equity investment does not offer high returns and carries corresponding risks.  Retail investors It is also natural for those interested in equity investing to look for a more profitable approach. Although returns are important, when working towards higher returns, important aspects of investment strategy can be overlooked. This can also cause major damage. Let's look at common mistakes retail investors make and how to avoid them. Affordable Stocks: When to Hit the Jackpot in the Stock Market Can't say it will hit. Sometimes cheap stocks can rise and deliver profits. But. Investing in these stocks, referred to as penny stocks, is speculative. Instead, it is better to choose stocks with good fundamentals. Investment Fears: The stock market has fluctuations and various trends. When a particular trend is at its peak, there is a fear of missing out. However, investment decisions should not be m...

Investments in hybrid mutual funds rise to Rs 21,000 crore in January

Investments in hybrid mutual funds rise to Rs 21,000 crore in January, Hybrid mutual funds attracted an investment of Rs 20,634 crore in January last year, according to data from the Association of Mutual Funds (Ambi).  Hybrid mutual funds Is it good to invest in hybrid mutual funds Hybrid mutual funds have become very popular among investors in recent times. 20,634 in January last year accordingly These funds have received an investment of crores of rupees. This is a 37 percent increase from the previous month. Following this, in the April-January period of the current financial year, the total inflows of these mutual funds have reached Rs 1.21 lakh crore. 2023 after the changes in taxation on debt funds Hybrid mutual funds have been investing heavily since April. Hybrid funds are one of the mutual fund schemes. These are invested in a mix of stocks and bonds. In some projects investments will be made in addition to gold. Hybrid Mutual Funds are preferred by invest...

Growing Interest in SIP Investment Despite the volatility,

Growing Interest in SIP Investment Despite the volatility, SIP and Demet accounts have increased as a sign of investor confidence in the stock market. SIP investment Why should investors stay invested during market volatility In January, 51.84 lakh people registered for SIP, which provides an opportunity to invest in mutual funds. This is 29 percent more than the previous month. Also, the total number of SIP accounts is 7.92 crore. In the first nine months of the financial year, 3.36 crore new SIP accounts were registered. However, more than 23 lakh members have opted out of SIPs. Strong economic fundamentals, corporate earnings, low inflation are considered as reasons for investor confidence in the market. New investors entering the market have also increased as a sign of increased investor confidence. Demet account opening for equity investment has also increased. Stock market indices Sensex and Nifty rose 19 and 20 percent last year. Analysis of last week trend and...

RBI announced the price of gold bonds in the fourth phase

In the fourth tranche of gold bonds to be issued by the Reserve Bank, the price of one gram of gold has been fixed at Rs 6,263. Gold bonds What is the new price of gold bond 2023-2024 RBI is going to release the fourth tranche of gold bonds from 12th to 16th.  In this, the average price of 24 carat gold for the last three days of the last week is Rs 6,263 as the price of the gold bond. In case of online purchase, a discount of Rs 50 per gram will be given and the price will be Rs 6,213, RBI said. The central government announced the Gold Savings Bond Scheme in November 2015 as part of a move to reduce gold imports. Reserve Bank of India issues gold bonds on behalf of the central government . That way, gold can be stored in document form. One gram of gold is given as one unit. Investments in these gold bonds can be made through public sector and private banks, post offices, National Stock Exchange and Mumbai Stock Exchange. A maximum of four kilos per person per annum...

Foreign exchange rose to 51.66 lakh crore

Foreign exchange rose to Rs 51.66 lakh crore, The Reserve Bank has reported that the country's foreign exchange reserves have increased by 47 thousand crore rupees to nearly 51.66 lakh crore rupees in the week ended 2nd. Foreign exchange The Reserve has further informed that The country's foreign exchange reserves rose by Rs 47,000 crore to nearly Rs 61.66 lakh crore in the week ended 2nd. In the previous week , total reserves increased by Rs 4,905 crore to 51.19 . It was lakhs of rupees. During the assessment week, gold reserves increased by Rs 5,046 crore to Rs 3.99 lakh crore. Reserve Bank has said this. India attracts foreign direct investment Union Minister Piyush Goyal has said that India will continue to be a preferred destination for foreign direct investment despite rising interest rates globally. He further stated: As interest rates are rising all over the world, including the United States, capital is beginning to flow back to developed countries. Due t...

Mutual fund investment increased in January.

In January last year, investment in equity-based mutual funds reached a two-year high of Rs 21,780 crore, according to the Indian Mutual Fund Association, 'Ambi'. Mutual fund investment,   As of March 2022, equity mutual fund investment stood at Rs 28,463 crore. After this, the maximum investment in mutual funds in a month was last month. Accordingly, in the month of January, the total investment made in equity mutual funds was Rs 21,780 crore. Also, this is 28 percent higher than the December investment of Rs 16,997 crore. Monthly SIP and mutual fund investments also hit an all-time high of Rs 18,838 crore. Earlier, it was Rs 17,610 last December. Similarly, 51.84 lakh new SIP accounts were registered last month. Also, Rs 75,560 crore was invested in debt-based mutual fund schemes and Rs 20,637 crore in hybrid mutual fund schemes last month. Overall, the mutual fund sector - last January attracted investments of Rs 1.23 lakh crore.

It is important to build wealth and invest wisely.

Five Investment Mistakes You Should Avoid, It is important to build wealth and invest wisely. Choosing suitable financial instruments, deciding the investment period are things to think about while deciding the investment strategy. Attention should also be paid to the risk aspect. Strategies should also be adopted to maximize return on investment. Along with seeking the right path, avoid common mistakes in investing. Investment plan Here are five major mistakes investors should avoid. DIRECT INVESTMENT EQUITY INVESTMENT: Highly profitable. But. It is a mistake to engage in direct equity investment without sufficient experience. Direct investment should only be resorted to if you have the ability to thoroughly research and buy a stock and have the ability to monitor its performance regularly. Expansion Strategy: Mutual funds are the best option for retail investors to invest in stocks. In any investment, expansion is emphasized. However, over-expansion should be avoided. It...

What is the difference between mutual fund and ETF?

ETF it means what? Mutual fund and E.T. What is the difference between f. How are these earnings calculated? Globally, E.T.F. Is there,  Mutual fund and ETF, 'Nipty 50' is not the only index in the national stock market, There are 350 indices based on different sectoral material strategies. These indices are constructed with certain pre-sampled stocks specific to their respective features. These include banking sector, IT, metals, private banking and retail. The shares in them are added in a specific ratio and the respective index is formulated. Mutual fund companies have two options. One is to replicate the percentage weightage of each stock in these indices and invest accordingly.  This is the ETF. A so called exchange traded commodity.  This is the same development as the index ETF will reach A second option is to run a mutual fund scheme based on those indices. For example, if you take 'midcap fund', you can invest in any stock in that cat...

Vibrant Gujarat 2024, What are the investments?

India is working towards the goal of becoming a developed country in the next 25 years, 'Vibrant Gujarat 2024' Prime Minister Modi said. Vibrant Gujarat 2024,   What is Gujarat vibrant summit 2024 The 10th conference of 'Vibrant Gujarat 2024 ' started yesterday in Gandhi Nagar, Gujarat. This conference was first started in 2003 when Prime Minister Modi was the Chief Minister of Gujarat. Prime Minister Modi inaugurated the conference, which is now celebrating its 20th year. In connection with this conference, many leading companies of the country including 'Tata, Reliance, Adani Group' have come forward to make large investments. Inaugurating the conference, Prime Minister Modi said, Recently, India completed its 75th year of independence. It is currently working towards its next 25-year goal of becoming a developed country as it celebrates its sixtieth year of independence. In that way, today India has progressed to become the fifth largest economy in the wor...

6.64 Lakh Crore deal for investment in Tamil Nadu

An unprecedented amount of 6 lakh 64,180 crore rupees investments have been made at the World Investors Conference. Through these, 26 lakh 90,657 job opportunities will be created, said Chief Minister Stalin. Tamilnadu global investing 2024 What was the deal at the end of the investor conference? The department spoken by the Chief Minister at the closing ceremony of the conference is: This conference It will be a big leap in the industrial development of Tamil Nadu. The uniqueness and innovation of the conference will be talked about forever. The total investment finalized at the conference is Rs 6 lakh 64,180 crore. 26.91 lakh jobs will be available 14.55 lakhs in terms of direct employment through these schemes; A total of 26.91 lakh people will get employment at a...