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For central government insurance schemes, some banks withdraw money from customers' accounts without their permission; After that there are allegations of obtaining fake approval. Insurance schemes The list of insurance schemes includes the 'Pradham Mantri Jeevan Jyoti Bhima Yojana' and the accident insurance scheme 'Pradham Mantri Suraksha Bhima Yojana'. Similar complaints have been raised against the central government's pension scheme 'Atal Pension'. All these schemes were launched by Prime Minister Narendra Modi in May 2015 to provide financial security to the poor. The premium for these plans is very low. In Pradham Mantri Jeevan Jyoti Bhima Yojana, the annual premium is Rs 436. The premium in Pradham Mantri Suraksha Bhima Yojana is just Rs 20. As per Jeevan Jyoti Scheme, Rs 2 lakh is paid to the nominee in case of death of policyholder due to any reason. In case of death due to accident, under Suraksha Bhima scheme Rs 2 lakh an...

In 2016, the price of gold per unit was fixed at Rs 2,916, but now it has crossed Rs 6,000. Gold bond What is the return in gold bonds NEW DELHI: With the second tranche of gold bonds issued in 2016 maturing today, investors who held their investments till the end stand to reap 126 per cent profit. The central government announced the gold savings bond scheme in November 2015 as part of a move to reduce gold imports. In this, gold can be stored in document form.  1 gram of gold is given as 1 unit. In this case, the second phase of gold bonds was released in March 2016. At that time, the price of 1 gram of gold was fixed at Rs 2,916. Over the past eight years, the price of gold has risen manifold and is now trading above Rs 6,000. In this case, the RBI has informed that the money will be paid to the gold bond investors based on the average price of 1 gram of gold of Rs 6,601. This is 126 percent higher than the price at the time of investment. For those who inve...

Indian Railways has generated revenue of Rs 1,230 crore in the last three years through canceled waiting list tickets. Indian railway Vivek Pandey, an activist from the state of Madhya Pradesh, sought some information from the Indian Railways under the Right to Information Act. To this, the information received through the reply given by the Indian Railways: Between 2021 and 2024, a revenue of Rs 1,230 crore has been generated through canceled waiting list tickets. In January this year alone, 43 crore rupees have been earned through the cancellation of 45.86 lakh tickets. During Diwali last year, 96.18 lakh tickets were cancelled. Out of which the waiting list tickets are 47.82 lakh, In which year how much revenue did Indian Railways earn? 2021-2.53 crore ticket sales, revenue for canceled tickets 242.68 crore profit. 2022- 4.6 crore ticket sales, 439.16 crore revenue per canceled ticket. 2023- 5.26 crore ticket sales, 505 crore revenue per canceled ticket. Nov 5-17 9...

First time in India.. 1000 train coaches in one year, A new record has been created at the ICF Railway Coach Factory in Chennai. ICF Railway Coach Factory Which modern train set recently developed by ICF   The Integrated ICF Coach Factory located at Perampur, Chennai has been manufacturing important trains of the country and attracting national attention. ICF Factory First time in India.. 1000 train coaches in one year... ICF surprised! Chennai Perambur ICF factory manufactures and ships trains to India. This ICF factory is world renowned. Many trains running in India today are manufactured here. So far more than 72 thousand coaches of more than 25 designs have been manufactured here. High train Chennai ICF is the largest manufacturer of railway coaches in the world. On an average, 3,000 coaches are manufactured here every year. Vande Bharat train Chennai ICF manufactures Vande Bharat trains which can run at the highest speed in the country. Vande Bharat trains manufactured in Ch...

You must be aware of the important factor in determining creditworthiness. When applying for including credit score, credit score plays an important part "generally emphasize having a strong credit score.    Credit mix that affects the credit score How does credit mix affect your credit score Common activities to improve credit score are also widely emphasized. An analysis of the credit mix is ​​one of the various factors that play an important role in determining credit score. Loan mix: There are many types of loans like home loan, car loan, education loan, personal loan, credit card loan. Isn't it? A person's credit report includes multiple types of credit, which is called credit mix. Credit Impact: Generally having multiple types of credit is viewed favorably in the credit worthiness score. This is because managing multiple loans is considered the ability to handle multiple loans. This can affect the credit rating. New Credit: Although having multiple ...

India's foreign exchange reserves rose to $63,609.5 crore in the week ended 1st. Foreign exchange According to the Reserve Bank of India statistics The country's foreign exchange reserves increased by $1,047 crore to $63,609.5 in the week ended March 8. It rose by $6.5 crore to $62,562.6 crore in the previous week ended March 1. In October 2021, the country's foreign exchange reserves reached $64,500 crore. It has been depreciating from time to time as the Reserve Bank uses foreign exchange reserves to protect the rupee amid pressures from global economic conditions. Foreign currency assets, a major component of foreign exchange reserves, rose by $812.1 million to $56,235.2 million in the week ended 8th June. Foreign currency assets are foreign currency assets denominated in dollars due to fluctuations in holdings of other non-dollar currencies such as the euro, pound, and yen. The country's gold reserves rose by $229.9 million to $5,071.6 million during t...